About BankSnipe
BankSnipe brings transparency to European banking APIs. It rates how mature each bank’s API programme is, so you can see at a glance how far along a bank actually is, and what you can build on today, before you commit.
How the maturity rating works
Banks are at very different stages with their APIs: some expose only the bare regulatory minimum, others run rich developer platforms. BankSnipe distils that into a single 1–5 maturity rating so progress is easy to compare across banks and countries.
The score reflects how much of the API surface a bank actually offers, across four headline products:
- AIS: Account Information. Read account balances and transactions.
- PIS: Payment Initiation. Initiate payments from an account.
- CBPII: Confirmation of Funds. Check whether funds are available.
- Premium / beyond-PSD2. Value-added APIs offered above and beyond the regulatory baseline, often the clearest sign of a maturing API programme.
The first three are the regulated PSD2 access types; the fourth is where banks differentiate. The more a bank offers, the higher its level, from Nascent to Mature. Supporting details such as sandbox, developer portal, documentation and authentication appear on each bank’s page as context but don’t change the score. When the computed score doesn’t reflect real-world experience, an entry can carry an editorial override (marked ★).
What BankSnipe is, and isn’t
BankSnipe is an independent, editorial reference site. It is a directory of public information about banks’ API programmes — nothing more.
- We never ask for, collect, or store bank credentials, passwords, card numbers or account details. There are no account logins or sign-ins anywhere on this site.
- We are independent and not affiliated with, endorsed by, or partnered with any bank listed here. All names and trademarks belong to their respective owners.
- Every outbound link points to a bank’s official developer portal or official corporate domain. We never proxy, mirror, or imitate a bank’s login pages.
- The only form on the site is an optional suggestion box for correcting our data; it asks for a message and a reply email, and nothing else.
Questions, corrections, or a delisting/security enquiry? Email hello@banksnipe.com.