Blog
Notes on European bank APIs, open-banking standards, and what we're learning building BankSnipe.
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Premium bank APIs for treasury, explained
PSD2 told every bank in Europe to open up the same three things, then left them to build it. The layer treasury runs on sits above that floor: intraday balances, bulk payments, virtual accounts, cash pooling. Here are the premium bank APIs that matter, grouped by job.
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AIS, PIS and CBPII: the three PSD2 APIs explained
PSD2 created three regulated bank APIs, AIS, PIS and CBPII. Here is what each one does in plain English, how they fit together and where the regulated baseline ends and everything else begins.
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Connect to your first bank API in 15 minutes. It's easier than you think.
This article is going to walk you through your first win, which is connecting to a bank's API and hooking it up to a simple treasury dashboard.
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Why every bank's API is different
Every bank's API is different because PSD2 set the goal but never the design. A look at the competing standards, why two banks on the same standard still diverge and what that means if you are connecting banks across Europe.