Handelsbanken API
🇸🇪 Sweden · 🇬🇧 United Kingdom
Independent reference page. BankSnipe is not Handelsbanken and is not affiliated with or endorsed by it. We don't collect logins, passwords or account details. The URLs below are listed as plain text (not clickable) — copy and paste them into your browser to reach Handelsbanken's official domains.
Handelsbanken exposes an open banking API built on the Berlin Group NextGenPSD2 standard, covering account information (AIS), payment initiation (PIS) and confirmation of funds (CBPII). Beyond the regulated PSD2 baseline it also offers 4 premium API categories: real-time balances, statement reporting, bulk payments and cross-border & high-value.
Access uses OAuth 2.0 with redirect SCA, over a REST interface. A sandbox is available, though access is not self-service.
The API is offered in Sweden and the United Kingdom. BankSnipe rates Handelsbanken's API maturity 5/5 (Mature), last reviewed 11 Jun 2026.
Overview
- API standard
- Berlin Group NextGenPSD2
- API style
- REST
- Authentication
- OAuth 2.0 · SCA: redirect
- Sandbox
- Available
- Last reviewed
- 11 Jun 2026 · 2 months ago
Products
Premium APIs
Maturity signals
- Account info (AIS)
- Payment initiation (PIS)
- Confirmation of funds (CBPII)
- Premium / beyond-PSD2 APIs
Links
- Website
- https://www.handelsbanken.com
- Developer portal
- https://developer.handelsbanken.com
- Documentation
- https://developer.handelsbanken.com/api/psd2
Markets
Where this API is offered. Cells that differ from the bank's headline offering are marked ●.
| Country | Standard | Products | Sandbox | Notes |
|---|---|---|---|---|
| 🇸🇪 Sweden | Berlin Group NextGenPSD2 | AIS, PIS, CBPII, Premium | Yes | |
| 🇬🇧 United Kingdom | Berlin Group NextGenPSD2 | AIS, PIS, CBPII, Premium | Yes |
Notes
Handelsbanken's PSD2 APIs follow the Berlin Group standard (with some local deviations), covering account information, payment initiation and confirmation of funds, with production and sandbox environments across its home markets.
Handelsbanken API: frequently asked questions
Does Handelsbanken have a public API?
Yes. Handelsbanken publishes regulated PSD2 open banking APIs covering account information (AIS), payment initiation (PIS) and confirmation of funds (CBPII), plus premium APIs beyond that baseline. Registration and documentation live on its developer portal at https://developer.handelsbanken.com.
Does Handelsbanken offer an API sandbox?
Yes. Sandbox access is available but not self-service, so you go through the bank to get in.
Which open banking standard does the Handelsbanken API use?
Berlin Group NextGenPSD2: the most widely used European open-banking API standard. Two banks on the same standard can still differ in the details, so read the bank's own documentation before you build.
How do you authenticate with the Handelsbanken API?
OAuth 2.0, with redirect SCA for the customer consent step. Production access to the regulated endpoints also means registering as a licensed third-party provider with the bank.
Does Handelsbanken offer premium APIs beyond PSD2?
Yes. We have recorded 4 premium categories on Handelsbanken: real-time balances, statement reporting, bulk payments and cross-border & high-value. These sit above the regulated PSD2 baseline and are the ones corporate treasury teams tend to care about.
Which countries does the Handelsbanken API cover?
Sweden and the United Kingdom.
Is the Handelsbanken API free to use?
Banks generally do not charge licensed third-party providers for the regulated open banking endpoints, which is the point of the mandate. Premium APIs above that baseline are commercial products priced by the bank. BankSnipe does not track pricing, so confirm it with the bank.
How mature is the Handelsbanken API?
BankSnipe scores it 5 out of 5 (Mature). The score counts how many of the four product signals are live: AIS, PIS, CBPII and premium APIs beyond the regulated PSD2 baseline.