UniCredit API
🇮🇹 Italy · 🇩🇪 Germany · 🇦🇹 Austria · 🇭🇺 Hungary · 🇷🇴 Romania · 🇸🇮 Slovenia · 🇧🇬 Bulgaria · 🇭🇷 Croatia
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UniCredit exposes an open banking API built on the Berlin Group NextGenPSD2 standard, covering account information (AIS), payment initiation (PIS) and confirmation of funds (CBPII). We have not recorded any premium APIs beyond the regulated PSD2 baseline.
Access uses OAuth 2.0 with redirect SCA, over a REST interface. A sandbox is available, though access is not self-service.
The API is offered in Italy, Germany, Austria, Hungary, Romania, Slovenia, Bulgaria and Croatia. BankSnipe rates UniCredit's API maturity 4/5 (Established), last reviewed 9 Jun 2026.
Overview
- API standard
- Berlin Group NextGenPSD2
- API style
- REST
- Authentication
- OAuth 2.0 · SCA: redirect
- Sandbox
- Available
- Last reviewed
- 9 Jun 2026 · 2 months ago
Products
Maturity signals
- Account info (AIS)
- Payment initiation (PIS)
- Confirmation of funds (CBPII)
- Premium / beyond-PSD2 APIs
Links
- Website
- https://www.unicreditgroup.eu
- Developer portal
- https://developer.unicredit.eu
- Documentation
- https://developer.unicredit.eu/apis-catalog
Markets
Where this API is offered. Cells that differ from the bank's headline offering are marked ●.
| Country | Standard | Products | Sandbox | Notes |
|---|---|---|---|---|
| 🇮🇹 Italy | Berlin Group NextGenPSD2 | AIS, PIS, CBPII | Yes | |
| 🇩🇪 Germany | Berlin Group NextGenPSD2 | AIS, PIS, CBPII | Yes | Operates as HypoVereinsbank (HVB) in Germany. |
| 🇦🇹 Austria | Berlin Group NextGenPSD2 | AIS, PIS, CBPII | Yes | Operates as Bank Austria. |
| 🇭🇺 Hungary | Berlin Group NextGenPSD2 | AIS, PIS, CBPII | Yes | |
| 🇷🇴 Romania | Berlin Group NextGenPSD2 | AIS, PIS, CBPII | Yes | |
| 🇸🇮 Slovenia | Berlin Group NextGenPSD2 | AIS, PIS, CBPII | Yes | |
| 🇧🇬 Bulgaria | Berlin Group NextGenPSD2 | AIS, PIS, CBPII | Yes | |
| 🇭🇷 Croatia | Berlin Group NextGenPSD2 | AIS, PIS, CBPII | Yes |
Notes
One Berlin Group developer portal (developer.unicredit.eu) serves the whole UniCredit Group across Central and Eastern Europe; TPPs see documentation per country according to their passporting rights.
UniCredit API: frequently asked questions
Does UniCredit have a public API?
Yes. UniCredit publishes regulated PSD2 open banking APIs covering account information (AIS), payment initiation (PIS) and confirmation of funds (CBPII). Registration and documentation live on its developer portal at https://developer.unicredit.eu.
Does UniCredit offer an API sandbox?
Yes. Sandbox access is available but not self-service, so you go through the bank to get in.
Which open banking standard does the UniCredit API use?
Berlin Group NextGenPSD2: the most widely used European open-banking API standard. Two banks on the same standard can still differ in the details, so read the bank's own documentation before you build.
How do you authenticate with the UniCredit API?
OAuth 2.0, with redirect SCA for the customer consent step. Production access to the regulated endpoints also means registering as a licensed third-party provider with the bank.
Does UniCredit offer premium APIs beyond PSD2?
Not that we have recorded. UniCredit's listing covers the regulated PSD2 baseline only.
Which countries does the UniCredit API cover?
Italy, Germany, Austria, Hungary, Romania, Slovenia, Bulgaria and Croatia.
Is the UniCredit API free to use?
Banks generally do not charge licensed third-party providers for the regulated open banking endpoints, which is the point of the mandate. Premium APIs above that baseline are commercial products priced by the bank. BankSnipe does not track pricing, so confirm it with the bank.
How mature is the UniCredit API?
BankSnipe scores it 4 out of 5 (Established). The score counts how many of the four product signals are live: AIS, PIS, CBPII and premium APIs beyond the regulated PSD2 baseline.