โ† All European bank APIs

BBVA API

๐Ÿ‡ช๐Ÿ‡ธ Spain

Mature

Independent reference page. BankSnipe is not BBVA and is not affiliated with or endorsed by it. We don't collect logins, passwords or account details. The URLs below are listed as plain text (not clickable) โ€” copy and paste them into your browser to reach BBVA's official domains.

BBVA exposes an open banking API built on the Berlin Group NextGenPSD2 standard, covering account information (AIS), payment initiation (PIS) and confirmation of funds (CBPII). Beyond the regulated PSD2 baseline it also offers 9 premium API categories: real-time balances, statement reporting, multi-bank aggregation, bulk payments, cross-border & high-value, payment tracking, FX & hedging, confirmation of payee and trade finance.

Access uses OAuth 2.0 with redirect SCA, over a REST interface. A self-service sandbox lets you build and test before you apply for production access.

The API serves Spain. BankSnipe rates BBVA's API maturity 5/5 (Mature), last reviewed 9 Jun 2026.

Overview

API standard
Berlin Group NextGenPSD2
API style
REST
Authentication
OAuth 2.0 ยท SCA: redirect
Sandbox
Available (self-service)
Last reviewed
9 Jun 2026 ยท 2 months ago

Products

AIS PIS CBPII Premium

Premium APIs

Real-time balances Statement reporting Multi-bank aggregation Bulk payments Cross-border & high-value Payment tracking FX & hedging Confirmation of payee Trade finance

Maturity signals

  • Account info (AIS)
  • Payment initiation (PIS)
  • Confirmation of funds (CBPII)
  • Premium / beyond-PSD2 APIs

Links

Website
https://www.bbva.com
Developer portal
https://www.bbvaapimarket.com
Documentation
https://www.bbvaapimarket.com/en/products

Notes

BBVA API Market exposes regulated PSD2 APIs alongside a wide set of value-added banking-as-a-service products (cards, loans, enriched account data).

BBVA API: frequently asked questions

Does BBVA have a public API?

Yes. BBVA publishes regulated PSD2 open banking APIs covering account information (AIS), payment initiation (PIS) and confirmation of funds (CBPII), plus premium APIs beyond that baseline. Registration and documentation live on its developer portal at https://www.bbvaapimarket.com.

Does BBVA offer an API sandbox?

Yes. The sandbox is self-service, so you can sign up and start calling it without a commercial agreement in place.

Which open banking standard does the BBVA API use?

Berlin Group NextGenPSD2: the most widely used European open-banking API standard. Two banks on the same standard can still differ in the details, so read the bank's own documentation before you build.

How do you authenticate with the BBVA API?

OAuth 2.0, with redirect SCA for the customer consent step. Production access to the regulated endpoints also means registering as a licensed third-party provider with the bank.

Does BBVA offer premium APIs beyond PSD2?

Yes. We have recorded 9 premium categories on BBVA: real-time balances, statement reporting, multi-bank aggregation, bulk payments, cross-border & high-value, payment tracking, FX & hedging, confirmation of payee and trade finance. These sit above the regulated PSD2 baseline and are the ones corporate treasury teams tend to care about.

Which countries does the BBVA API cover?

Spain.

Is the BBVA API free to use?

Banks generally do not charge licensed third-party providers for the regulated open banking endpoints, which is the point of the mandate. Premium APIs above that baseline are commercial products priced by the bank. BankSnipe does not track pricing, so confirm it with the bank.

How mature is the BBVA API?

BankSnipe scores it 5 out of 5 (Mature). The score counts how many of the four product signals are live: AIS, PIS, CBPII and premium APIs beyond the regulated PSD2 baseline.

Suggest a correction for BBVA

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