Intesa Sanpaolo API
🇮🇹 Italy
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Intesa Sanpaolo exposes an open banking API built on the Berlin Group NextGenPSD2 standard, covering account information (AIS), payment initiation (PIS) and confirmation of funds (CBPII). Beyond the regulated PSD2 baseline it also offers 1 premium API category: confirmation of payee.
Access uses OAuth 2.0 with redirect SCA, over a REST interface. A sandbox is available, though access is not self-service.
The API serves Italy. BankSnipe rates Intesa Sanpaolo's API maturity 5/5 (Mature), last reviewed 10 Jun 2026.
Overview
- API standard
- Berlin Group NextGenPSD2
- API style
- REST
- Authentication
- OAuth 2.0 · SCA: redirect
- Sandbox
- Available
- Last reviewed
- 10 Jun 2026 · 2 months ago
Products
Premium APIs
Maturity signals
- Account info (AIS)
- Payment initiation (PIS)
- Confirmation of funds (CBPII)
- Premium / beyond-PSD2 APIs
Links
- Website
- https://www.intesasanpaolo.com
- Developer portal
- https://smarthub.intesasanpaolo.com
- Documentation
- https://smarthub.intesasanpaolo.com/en/homepage_en/technical-documentation.html
Notes
Intesa Sanpaolo's PSD2 interface runs via Italy's CBI Globe hub, covering the group's brands (Isybank, Fideuram and others). Its SmartHub portal exposes Berlin Group AIS, PIS and Confirmation of Funds plus beyond-PSD2 tools (multibank IBAN check, locators).
Intesa Sanpaolo API: frequently asked questions
Does Intesa Sanpaolo have a public API?
Yes. Intesa Sanpaolo publishes regulated PSD2 open banking APIs covering account information (AIS), payment initiation (PIS) and confirmation of funds (CBPII), plus premium APIs beyond that baseline. Registration and documentation live on its developer portal at https://smarthub.intesasanpaolo.com.
Does Intesa Sanpaolo offer an API sandbox?
Yes. Sandbox access is available but not self-service, so you go through the bank to get in.
Which open banking standard does the Intesa Sanpaolo API use?
Berlin Group NextGenPSD2: the most widely used European open-banking API standard. Two banks on the same standard can still differ in the details, so read the bank's own documentation before you build.
How do you authenticate with the Intesa Sanpaolo API?
OAuth 2.0, with redirect SCA for the customer consent step. Production access to the regulated endpoints also means registering as a licensed third-party provider with the bank.
Does Intesa Sanpaolo offer premium APIs beyond PSD2?
Yes. We have recorded 1 premium category on Intesa Sanpaolo: confirmation of payee. These sit above the regulated PSD2 baseline and are the ones corporate treasury teams tend to care about.
Which countries does the Intesa Sanpaolo API cover?
Italy.
Is the Intesa Sanpaolo API free to use?
Banks generally do not charge licensed third-party providers for the regulated open banking endpoints, which is the point of the mandate. Premium APIs above that baseline are commercial products priced by the bank. BankSnipe does not track pricing, so confirm it with the bank.
How mature is the Intesa Sanpaolo API?
BankSnipe scores it 5 out of 5 (Mature). The score counts how many of the four product signals are live: AIS, PIS, CBPII and premium APIs beyond the regulated PSD2 baseline.