KBC API
🇧🇪 Belgium
Independent reference page. BankSnipe is not KBC and is not affiliated with or endorsed by it. We don't collect logins, passwords or account details. The URLs below are listed as plain text (not clickable) — copy and paste them into your browser to reach KBC's official domains.
KBC exposes an open banking API built on the Berlin Group NextGenPSD2 standard, covering account information (AIS), payment initiation (PIS) and confirmation of funds (CBPII). We have not recorded any premium APIs beyond the regulated PSD2 baseline.
Access uses OAuth 2.0 with redirect SCA, over a REST interface. A self-service sandbox lets you build and test before you apply for production access.
The API serves Belgium. BankSnipe rates KBC's API maturity 4/5 (Established), last reviewed 2 Nov 2026.
Overview
- API standard
- Berlin Group NextGenPSD2
- API style
- REST
- Authentication
- OAuth 2.0 · SCA: redirect
- Sandbox
- Available (self-service)
- Last reviewed
- 2 Nov 2026 · this month
Products
Maturity signals
- Account info (AIS)
- Payment initiation (PIS)
- Confirmation of funds (CBPII)
- Premium / beyond-PSD2 APIs
Links
- Website
- https://www.kbc.com
- Developer portal
- https://developer.kbc.be
- Documentation
- https://developer.kbc.be/technical-integrations
Notes
KBC's Belgian portal offers the full PSD2 set on the Berlin Group standard, published as three products for KBC, CBC and KBC Brussels: Account Information Services, Payment Initiation Service and Confirmation of Funds Service. The rest of the catalogue is retail and partner distribution rather than treasury: insurance and home loan APIs, instalment lending, a merchant Payment Button and Partner Hub flows for opening a KBC Business account. No beyond-PSD2 cash-management API is published here.
KBC API: frequently asked questions
Does KBC have a public API?
Yes. KBC publishes regulated PSD2 open banking APIs covering account information (AIS), payment initiation (PIS) and confirmation of funds (CBPII). Registration and documentation live on its developer portal at https://developer.kbc.be.
Does KBC offer an API sandbox?
Yes. The sandbox is self-service, so you can sign up and start calling it without a commercial agreement in place.
Which open banking standard does the KBC API use?
Berlin Group NextGenPSD2: the most widely used European open-banking API standard. Two banks on the same standard can still differ in the details, so read the bank's own documentation before you build.
How do you authenticate with the KBC API?
OAuth 2.0, with redirect SCA for the customer consent step. Production access to the regulated endpoints also means registering as a licensed third-party provider with the bank.
Does KBC offer premium APIs beyond PSD2?
Not that we have recorded. KBC's listing covers the regulated PSD2 baseline only.
Which countries does the KBC API cover?
Belgium.
Is the KBC API free to use?
Banks generally do not charge licensed third-party providers for the regulated open banking endpoints, which is the point of the mandate. Premium APIs above that baseline are commercial products priced by the bank. BankSnipe does not track pricing, so confirm it with the bank.
How mature is the KBC API?
BankSnipe scores it 4 out of 5 (Established). The score counts how many of the four product signals are live: AIS, PIS, CBPII and premium APIs beyond the regulated PSD2 baseline.