Lloyds Banking Group API
🇬🇧 United Kingdom
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Lloyds Banking Group exposes an open banking API built on the UK Open Banking standard, covering account information (AIS), payment initiation (PIS) and confirmation of funds (CBPII). Beyond the regulated UK Open Banking baseline it also offers 2 premium API categories: statement reporting and bulk payments.
Access uses OAuth 2.0 with redirect SCA, over a REST interface. A self-service sandbox lets you build and test before you apply for production access.
The API serves the United Kingdom. BankSnipe rates Lloyds Banking Group's API maturity 5/5 (Mature), last reviewed 10 Jun 2026.
Overview
- API standard
- UK Open Banking
- API style
- REST
- Authentication
- OAuth 2.0 · SCA: redirect
- Sandbox
- Available (self-service)
- Last reviewed
- 10 Jun 2026 · 2 months ago
Products
Premium APIs
Maturity signals
- Account info (AIS)
- Payment initiation (PIS)
- Confirmation of funds (CBPII)
- Premium / beyond-PSD2 APIs
Links
- Website
- https://www.lloydsbankinggroup.com
- Developer portal
- https://developer.lloydsbanking.com
Notes
One portal covers Lloyds Bank, Halifax and Bank of Scotland, with UK Open Banking AIS, PIS and Confirmation of Funds (plus VRP sweeping) and self-service sandbox onboarding.
Lloyds Banking Group API: frequently asked questions
Does Lloyds Banking Group have a public API?
Yes. Lloyds Banking Group publishes regulated PSD2 open banking APIs covering account information (AIS), payment initiation (PIS) and confirmation of funds (CBPII), plus premium APIs beyond that baseline. Registration and documentation live on its developer portal at https://developer.lloydsbanking.com.
Does Lloyds Banking Group offer an API sandbox?
Yes. The sandbox is self-service, so you can sign up and start calling it without a commercial agreement in place.
Which open banking standard does the Lloyds Banking Group API use?
UK Open Banking: the API standard mandated for UK banks. Two banks on the same standard can still differ in the details, so read the bank's own documentation before you build.
How do you authenticate with the Lloyds Banking Group API?
OAuth 2.0, with redirect SCA for the customer consent step. Production access to the regulated endpoints also means registering as a licensed third-party provider with the bank.
Does Lloyds Banking Group offer premium APIs beyond PSD2?
Yes. We have recorded 2 premium categories on Lloyds Banking Group: statement reporting and bulk payments. These sit above the regulated UK Open Banking baseline and are the ones corporate treasury teams tend to care about.
Which countries does the Lloyds Banking Group API cover?
the United Kingdom.
Is the Lloyds Banking Group API free to use?
Banks generally do not charge licensed third-party providers for the regulated open banking endpoints, which is the point of the mandate. Premium APIs above that baseline are commercial products priced by the bank. BankSnipe does not track pricing, so confirm it with the bank.
How mature is the Lloyds Banking Group API?
BankSnipe scores it 5 out of 5 (Mature). The score counts how many of the four product signals are live: AIS, PIS, CBPII and premium APIs beyond the regulated UK Open Banking baseline.