Virgin Money API
🇬🇧 United Kingdom
Independent reference page. BankSnipe is not Virgin Money and is not affiliated with or endorsed by it. We don't collect logins, passwords or account details. The URLs below are listed as plain text (not clickable) — copy and paste them into your browser to reach Virgin Money's official domains.
Virgin Money exposes an open banking API built on the UK Open Banking standard, covering account information (AIS), payment initiation (PIS) and confirmation of funds (CBPII). We have not recorded any premium APIs beyond the regulated UK Open Banking baseline.
Access uses OAuth 2.0 with redirect SCA, over a REST interface. A self-service sandbox lets you build and test before you apply for production access.
The API serves the United Kingdom. BankSnipe rates Virgin Money's API maturity 4/5 (Established), last reviewed 16 Jun 2026.
Overview
- API standard
- UK Open Banking
- API style
- REST
- Authentication
- OAuth 2.0 · SCA: redirect
- Sandbox
- Available (self-service)
- Last reviewed
- 16 Jun 2026 · 2 months ago
Products
Maturity signals
- Account info (AIS)
- Payment initiation (PIS)
- Confirmation of funds (CBPII)
- Premium / beyond-PSD2 APIs
Links
- Website
- https://uk.virginmoney.com
- Developer portal
- https://developer.virginmoney.com
Notes
Virgin Money UK (which absorbed Clydesdale and Yorkshire Bank) implements the UK Open Banking standard — AIS, PIS and Confirmation of Funds — across its Merged and Standalone API platforms, with a self-service sandbox and dynamic client registration.
Virgin Money API: frequently asked questions
Does Virgin Money have a public API?
Yes. Virgin Money publishes regulated PSD2 open banking APIs covering account information (AIS), payment initiation (PIS) and confirmation of funds (CBPII). Registration and documentation live on its developer portal at https://developer.virginmoney.com.
Does Virgin Money offer an API sandbox?
Yes. The sandbox is self-service, so you can sign up and start calling it without a commercial agreement in place.
Which open banking standard does the Virgin Money API use?
UK Open Banking: the API standard mandated for UK banks. Two banks on the same standard can still differ in the details, so read the bank's own documentation before you build.
How do you authenticate with the Virgin Money API?
OAuth 2.0, with redirect SCA for the customer consent step. Production access to the regulated endpoints also means registering as a licensed third-party provider with the bank.
Does Virgin Money offer premium APIs beyond PSD2?
Not that we have recorded. Virgin Money's listing covers the regulated UK Open Banking baseline only.
Which countries does the Virgin Money API cover?
the United Kingdom.
Is the Virgin Money API free to use?
Banks generally do not charge licensed third-party providers for the regulated open banking endpoints, which is the point of the mandate. Premium APIs above that baseline are commercial products priced by the bank. BankSnipe does not track pricing, so confirm it with the bank.
How mature is the Virgin Money API?
BankSnipe scores it 4 out of 5 (Established). The score counts how many of the four product signals are live: AIS, PIS, CBPII and premium APIs beyond the regulated UK Open Banking baseline.