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BNP Paribas (France) API

🇫🇷 France

Mature

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BNP Paribas (France) exposes an open banking API built on the STET (France) standard, covering account information (AIS), payment initiation (PIS) and confirmation of funds (CBPII). Beyond the regulated PSD2 baseline it also offers 5 premium API categories: real-time balances, statement reporting, multi-bank aggregation, bulk payments and cross-border & high-value.

Access uses OAuth 2.0 with redirect SCA, over a REST interface. A self-service sandbox lets you build and test before you apply for production access.

The API serves France. BankSnipe rates BNP Paribas (France)'s API maturity 5/5 (Mature), last reviewed 10 Jun 2026.

Overview

API standard
STET (France)
API style
REST
Authentication
OAuth 2.0 · SCA: redirect
Sandbox
Available (self-service)
Last reviewed
10 Jun 2026 · 2 months ago

Products

AIS PIS CBPII Premium

Premium APIs

Real-time balances Statement reporting Multi-bank aggregation Bulk payments Cross-border & high-value

Maturity signals

  • Account info (AIS)
  • Payment initiation (PIS)
  • Confirmation of funds (CBPII)
  • Premium / beyond-PSD2 APIs

Links

Website
https://mabanque.bnpparibas
Developer portal
https://bcef.devportal.api.bnpparibas

Notes

The BCEF portal is BNP Paribas's French retail hub (distinct from the Belgian BNP Paribas Fortis portal), covering Ma Banque and Hello bank! with AIS, PIS and Confirmation of Funds on STET, and a self-service sandbox using OAuth2 dynamic client registration.

BNP Paribas (France) API: frequently asked questions

Does BNP Paribas (France) have a public API?

Yes. BNP Paribas (France) publishes regulated PSD2 open banking APIs covering account information (AIS), payment initiation (PIS) and confirmation of funds (CBPII), plus premium APIs beyond that baseline. Registration and documentation live on its developer portal at https://bcef.devportal.api.bnpparibas.

Does BNP Paribas (France) offer an API sandbox?

Yes. The sandbox is self-service, so you can sign up and start calling it without a commercial agreement in place.

Which open banking standard does the BNP Paribas (France) API use?

STET (France): the open-banking API standard used by French (and some Belgian) banks. Two banks on the same standard can still differ in the details, so read the bank's own documentation before you build.

How do you authenticate with the BNP Paribas (France) API?

OAuth 2.0, with redirect SCA for the customer consent step. Production access to the regulated endpoints also means registering as a licensed third-party provider with the bank.

Does BNP Paribas (France) offer premium APIs beyond PSD2?

Yes. We have recorded 5 premium categories on BNP Paribas (France): real-time balances, statement reporting, multi-bank aggregation, bulk payments and cross-border & high-value. These sit above the regulated PSD2 baseline and are the ones corporate treasury teams tend to care about.

Which countries does the BNP Paribas (France) API cover?

France.

Is the BNP Paribas (France) API free to use?

Banks generally do not charge licensed third-party providers for the regulated open banking endpoints, which is the point of the mandate. Premium APIs above that baseline are commercial products priced by the bank. BankSnipe does not track pricing, so confirm it with the bank.

How mature is the BNP Paribas (France) API?

BankSnipe scores it 5 out of 5 (Mature). The score counts how many of the four product signals are live: AIS, PIS, CBPII and premium APIs beyond the regulated PSD2 baseline.

Suggest a correction for BNP Paribas (France)

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