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Crédit Agricole API

🇫🇷 France

Mature

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Crédit Agricole exposes an open banking API built on the STET (France) standard, covering account information (AIS), payment initiation (PIS) and confirmation of funds (CBPII). Beyond the regulated PSD2 baseline it also offers 3 premium API categories: real-time balances, statement reporting and bulk payments.

Access uses OAuth 2.0 with redirect SCA, over a REST interface. A sandbox is available, though access is not self-service.

The API serves France. BankSnipe rates Crédit Agricole's API maturity 5/5 (Mature), last reviewed 10 Jun 2026.

Overview

API standard
STET (France)
API style
REST
Authentication
OAuth 2.0 · SCA: redirect
Sandbox
Available
Last reviewed
10 Jun 2026 · 2 months ago

Products

AIS PIS CBPII Premium

Premium APIs

Real-time balances Statement reporting Bulk payments

Maturity signals

  • Account info (AIS)
  • Payment initiation (PIS)
  • Confirmation of funds (CBPII)
  • Premium / beyond-PSD2 APIs

Links

Website
https://www.credit-agricole.com
Developer portal
https://developer.credit-agricole.fr

Notes

The group's regional banks share a unified DSP2 portal ("Hall API DSP2") built on the STET standard, covering account information, payment initiation and confirmation of funds. Sandbox access requires a certificate request.

Crédit Agricole API: frequently asked questions

Does Crédit Agricole have a public API?

Yes. Crédit Agricole publishes regulated PSD2 open banking APIs covering account information (AIS), payment initiation (PIS) and confirmation of funds (CBPII), plus premium APIs beyond that baseline. Registration and documentation live on its developer portal at https://developer.credit-agricole.fr.

Does Crédit Agricole offer an API sandbox?

Yes. Sandbox access is available but not self-service, so you go through the bank to get in.

Which open banking standard does the Crédit Agricole API use?

STET (France): the open-banking API standard used by French (and some Belgian) banks. Two banks on the same standard can still differ in the details, so read the bank's own documentation before you build.

How do you authenticate with the Crédit Agricole API?

OAuth 2.0, with redirect SCA for the customer consent step. Production access to the regulated endpoints also means registering as a licensed third-party provider with the bank.

Does Crédit Agricole offer premium APIs beyond PSD2?

Yes. We have recorded 3 premium categories on Crédit Agricole: real-time balances, statement reporting and bulk payments. These sit above the regulated PSD2 baseline and are the ones corporate treasury teams tend to care about.

Which countries does the Crédit Agricole API cover?

France.

Is the Crédit Agricole API free to use?

Banks generally do not charge licensed third-party providers for the regulated open banking endpoints, which is the point of the mandate. Premium APIs above that baseline are commercial products priced by the bank. BankSnipe does not track pricing, so confirm it with the bank.

How mature is the Crédit Agricole API?

BankSnipe scores it 5 out of 5 (Mature). The score counts how many of the four product signals are live: AIS, PIS, CBPII and premium APIs beyond the regulated PSD2 baseline.

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