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Caixa Geral de Depósitos API

🇵🇹 Portugal

Established

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Caixa Geral de Depósitos exposes an open banking API built on the Berlin Group NextGenPSD2 standard, covering account information (AIS), payment initiation (PIS) and confirmation of funds (CBPII). We have not recorded any premium APIs beyond the regulated PSD2 baseline.

Access uses OAuth 2.0 with redirect SCA, over a REST interface. A sandbox is available, though access is not self-service.

The API serves Portugal. BankSnipe rates Caixa Geral de Depósitos's API maturity 4/5 (Established), last reviewed 15 Jun 2026.

Overview

API standard
Berlin Group NextGenPSD2
API style
REST
Authentication
OAuth 2.0 · SCA: redirect
Sandbox
Available
Last reviewed
15 Jun 2026 · 2 months ago

Products

AIS PIS CBPII Premium

Maturity signals

  • Account info (AIS)
  • Payment initiation (PIS)
  • Confirmation of funds (CBPII)
  • Premium / beyond-PSD2 APIs

Links

Website
https://www.cgd.pt
Developer portal
https://developer.sibsapimarket.com

Notes

Portugal's largest bank (state-owned) exposes PSD2 via the shared SIBS API Market hub (Berlin Group) — AIS, PIS, Confirmation of Funds and Portuguese payment variants — with a sandbox.

Caixa Geral de Depósitos API: frequently asked questions

Does Caixa Geral de Depósitos have a public API?

Yes. Caixa Geral de Depósitos publishes regulated PSD2 open banking APIs covering account information (AIS), payment initiation (PIS) and confirmation of funds (CBPII). Registration and documentation live on its developer portal at https://developer.sibsapimarket.com.

Does Caixa Geral de Depósitos offer an API sandbox?

Yes. Sandbox access is available but not self-service, so you go through the bank to get in.

Which open banking standard does the Caixa Geral de Depósitos API use?

Berlin Group NextGenPSD2: the most widely used European open-banking API standard. Two banks on the same standard can still differ in the details, so read the bank's own documentation before you build.

How do you authenticate with the Caixa Geral de Depósitos API?

OAuth 2.0, with redirect SCA for the customer consent step. Production access to the regulated endpoints also means registering as a licensed third-party provider with the bank.

Does Caixa Geral de Depósitos offer premium APIs beyond PSD2?

Not that we have recorded. Caixa Geral de Depósitos's listing covers the regulated PSD2 baseline only.

Which countries does the Caixa Geral de Depósitos API cover?

Portugal.

Is the Caixa Geral de Depósitos API free to use?

Banks generally do not charge licensed third-party providers for the regulated open banking endpoints, which is the point of the mandate. Premium APIs above that baseline are commercial products priced by the bank. BankSnipe does not track pricing, so confirm it with the bank.

How mature is the Caixa Geral de Depósitos API?

BankSnipe scores it 4 out of 5 (Established). The score counts how many of the four product signals are live: AIS, PIS, CBPII and premium APIs beyond the regulated PSD2 baseline.

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