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Íslandsbanki API

🇮🇸 Iceland

Developing

Independent reference page. BankSnipe is not Íslandsbanki and is not affiliated with or endorsed by it. We don't collect logins, passwords or account details. The URLs below are listed as plain text (not clickable) — copy and paste them into your browser to reach Íslandsbanki's official domains.

Íslandsbanki exposes an open banking API built on the Berlin Group NextGenPSD2 standard, covering account information (AIS) and payment initiation (PIS). We have not recorded any premium APIs beyond the regulated PSD2 baseline.

Access uses OAuth 2.0 with redirect SCA, over a REST interface. A sandbox is available, though access is not self-service.

The API serves Iceland. BankSnipe rates Íslandsbanki's API maturity 3/5 (Developing), last reviewed 22 Jun 2026.

Overview

API standard
Berlin Group NextGenPSD2
API style
REST
Authentication
OAuth 2.0 · SCA: redirect
Sandbox
Available
Last reviewed
22 Jun 2026 · 2 months ago

Products

AIS PIS CBPII Premium

Maturity signals

  • Account info (AIS)
  • Payment initiation (PIS)
  • Confirmation of funds (CBPII)
  • Premium / beyond-PSD2 APIs

Links

Website
https://www.islandsbanki.is
Developer portal
https://developer.islandsbanki.is/apiportal/

Notes

Íslandsbanki, one of Iceland's three largest banks, publishes a developer portal with Berlin Group PSD2 APIs for account information and payment initiation. Iceland transposed PSD2 into national law, so the same open-banking obligations apply.

Íslandsbanki API: frequently asked questions

Does Íslandsbanki have a public API?

Yes. Íslandsbanki publishes regulated PSD2 open banking APIs covering account information (AIS) and payment initiation (PIS). Registration and documentation live on its developer portal at https://developer.islandsbanki.is/apiportal/.

Does Íslandsbanki offer an API sandbox?

Yes. Sandbox access is available but not self-service, so you go through the bank to get in.

Which open banking standard does the Íslandsbanki API use?

Berlin Group NextGenPSD2: the most widely used European open-banking API standard. Two banks on the same standard can still differ in the details, so read the bank's own documentation before you build.

How do you authenticate with the Íslandsbanki API?

OAuth 2.0, with redirect SCA for the customer consent step. Production access to the regulated endpoints also means registering as a licensed third-party provider with the bank.

Does Íslandsbanki offer premium APIs beyond PSD2?

Not that we have recorded. Íslandsbanki's listing covers the regulated PSD2 baseline only.

Which countries does the Íslandsbanki API cover?

Iceland.

Is the Íslandsbanki API free to use?

Banks generally do not charge licensed third-party providers for the regulated open banking endpoints, which is the point of the mandate. Premium APIs above that baseline are commercial products priced by the bank. BankSnipe does not track pricing, so confirm it with the bank.

How mature is the Íslandsbanki API?

BankSnipe scores it 3 out of 5 (Developing). The score counts how many of the four product signals are live: AIS, PIS, CBPII and premium APIs beyond the regulated PSD2 baseline.

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