OTP Bank API
🇭🇺 Hungary
Independent reference page. BankSnipe is not OTP Bank and is not affiliated with or endorsed by it. We don't collect logins, passwords or account details. The URLs below are listed as plain text (not clickable) — copy and paste them into your browser to reach OTP Bank's official domains.
OTP Bank exposes an open banking API built on the Berlin Group NextGenPSD2 standard, covering account information (AIS), payment initiation (PIS) and confirmation of funds (CBPII). We have not recorded any premium APIs beyond the regulated PSD2 baseline.
Access uses OAuth 2.0 with redirect SCA, over a REST interface. A sandbox is available, though access is not self-service.
The API serves Hungary. BankSnipe rates OTP Bank's API maturity 4/5 (Established), last reviewed 15 Jun 2026.
Overview
- API standard
- Berlin Group NextGenPSD2
- API style
- REST
- Authentication
- OAuth 2.0 · SCA: redirect
- Sandbox
- Available
- Last reviewed
- 15 Jun 2026 · 2 months ago
Products
Maturity signals
- Account info (AIS)
- Payment initiation (PIS)
- Confirmation of funds (CBPII)
- Premium / beyond-PSD2 APIs
Links
- Website
- https://www.otpbank.hu
- Developer portal
- https://www.otpbank.hu/portal/en/psd2
Notes
Hungary's largest bank exposes Berlin Group PSD2 APIs (AIS, PIS, Confirmation of Funds) via its Open Banking developer portal, with a sandbox; production access requires an eIDAS certificate.
OTP Bank API: frequently asked questions
Does OTP Bank have a public API?
Yes. OTP Bank publishes regulated PSD2 open banking APIs covering account information (AIS), payment initiation (PIS) and confirmation of funds (CBPII). Registration and documentation live on its developer portal at https://www.otpbank.hu/portal/en/psd2.
Does OTP Bank offer an API sandbox?
Yes. Sandbox access is available but not self-service, so you go through the bank to get in.
Which open banking standard does the OTP Bank API use?
Berlin Group NextGenPSD2: the most widely used European open-banking API standard. Two banks on the same standard can still differ in the details, so read the bank's own documentation before you build.
How do you authenticate with the OTP Bank API?
OAuth 2.0, with redirect SCA for the customer consent step. Production access to the regulated endpoints also means registering as a licensed third-party provider with the bank.
Does OTP Bank offer premium APIs beyond PSD2?
Not that we have recorded. OTP Bank's listing covers the regulated PSD2 baseline only.
Which countries does the OTP Bank API cover?
Hungary.
Is the OTP Bank API free to use?
Banks generally do not charge licensed third-party providers for the regulated open banking endpoints, which is the point of the mandate. Premium APIs above that baseline are commercial products priced by the bank. BankSnipe does not track pricing, so confirm it with the bank.
How mature is the OTP Bank API?
BankSnipe scores it 4 out of 5 (Established). The score counts how many of the four product signals are live: AIS, PIS, CBPII and premium APIs beyond the regulated PSD2 baseline.