Commerzbank API
🇩🇪 Germany
Independent reference page. BankSnipe is not Commerzbank and is not affiliated with or endorsed by it. We don't collect logins, passwords or account details. The URLs below are listed as plain text (not clickable) — copy and paste them into your browser to reach Commerzbank's official domains.
Commerzbank exposes an open banking API built on the Berlin Group NextGenPSD2 standard, covering account information (AIS) and payment initiation (PIS). Beyond the regulated PSD2 baseline it also offers 3 premium API categories: real-time balances, statement reporting and bulk payments.
Access uses OAuth 2.0 with several SCA flows, over a REST interface. A sandbox is available, though access is not self-service.
The API serves Germany. BankSnipe rates Commerzbank's API maturity 4/5 (Established), last reviewed 10 Jun 2026.
Overview
- API standard
- Berlin Group NextGenPSD2
- API style
- REST
- Authentication
- OAuth 2.0 · SCA: multiple
- Sandbox
- Available
- Last reviewed
- 10 Jun 2026 · 2 months ago
Products
Premium APIs
Maturity signals
- Account info (AIS)
- Payment initiation (PIS)
- Confirmation of funds (CBPII)
- Premium / beyond-PSD2 APIs
Links
- Website
- https://www.commerzbank.com
- Developer portal
- https://developer.commerzbank.com
Notes
Commerzbank migrated to a new Berlin Group XS2A dedicated interface in 2026; per a BaFin notice the new interface does not offer the Funds Confirmation (CBPII) endpoint. Redirect and decoupled SCA are supported.
Commerzbank API: frequently asked questions
Does Commerzbank have a public API?
Yes. Commerzbank publishes regulated PSD2 open banking APIs covering account information (AIS) and payment initiation (PIS), plus premium APIs beyond that baseline. Registration and documentation live on its developer portal at https://developer.commerzbank.com.
Does Commerzbank offer an API sandbox?
Yes. Sandbox access is available but not self-service, so you go through the bank to get in.
Which open banking standard does the Commerzbank API use?
Berlin Group NextGenPSD2: the most widely used European open-banking API standard. Two banks on the same standard can still differ in the details, so read the bank's own documentation before you build.
How do you authenticate with the Commerzbank API?
OAuth 2.0, with several SCA flows for the customer consent step. Production access to the regulated endpoints also means registering as a licensed third-party provider with the bank.
Does Commerzbank offer premium APIs beyond PSD2?
Yes. We have recorded 3 premium categories on Commerzbank: real-time balances, statement reporting and bulk payments. These sit above the regulated PSD2 baseline and are the ones corporate treasury teams tend to care about.
Which countries does the Commerzbank API cover?
Germany.
Is the Commerzbank API free to use?
Banks generally do not charge licensed third-party providers for the regulated open banking endpoints, which is the point of the mandate. Premium APIs above that baseline are commercial products priced by the bank. BankSnipe does not track pricing, so confirm it with the bank.
How mature is the Commerzbank API?
BankSnipe scores it 4 out of 5 (Established). The score counts how many of the four product signals are live: AIS, PIS, CBPII and premium APIs beyond the regulated PSD2 baseline.