Commerzbank API
🇩🇪 Germany
Independent reference page. BankSnipe is not Commerzbank and is not affiliated with or endorsed by it. We don't collect logins, passwords or account details. The URLs below are listed as plain text (not clickable) — copy and paste them into your browser to reach Commerzbank's official domains.
Commerzbank exposes an open banking API built on the Berlin Group NextGenPSD2 standard, covering account information (AIS) and payment initiation (PIS). Beyond the regulated PSD2 baseline it also offers 8 premium API categories: real-time balances, statement reporting, bulk payments, instant payments, cross-border & high-value, payment tracking, investments & custody and confirmation of payee.
Access uses OAuth 2.0 with several SCA flows, over a REST interface. A self-service sandbox lets you build and test before you apply for production access.
The API serves Germany. BankSnipe rates Commerzbank's API maturity 4/5 (Established), last reviewed 2 Nov 2026.
Overview
- API standard
- Berlin Group NextGenPSD2
- API style
- REST
- Authentication
- OAuth 2.0 · SCA: multiple
- Sandbox
- Available (self-service)
- Last reviewed
- 2 Nov 2026 · this month
Products
Premium APIs
Maturity signals
- Account info (AIS)
- Payment initiation (PIS)
- Confirmation of funds (CBPII)
- Premium / beyond-PSD2 APIs
Links
- Website
- https://www.commerzbank.com
- Developer portal
- https://developer.commerzbank.com
- Documentation
- https://developer.commerzbank.com/products/api-catalog
Notes
Commerzbank's XS2A interface carries Account Information and Payment Initiation but no Funds Confirmation endpoint, which is why CBPII is false. The beyond-PSD2 layer is larger than that suggests: the Corporate Payments API moves bulk payment orders and pulls account information straight into a cash management system, Payment Initiation Service oFA adds SEPA instant payments with Verification of Payee, SWIFT GPI Transactions tracks cross-border payments, and a Securities API exposes securities accounts, portfolio assets and transactions.
Commerzbank API: frequently asked questions
Does Commerzbank have a public API?
Yes. Commerzbank publishes regulated PSD2 open banking APIs covering account information (AIS) and payment initiation (PIS), plus premium APIs beyond that baseline. Registration and documentation live on its developer portal at https://developer.commerzbank.com.
Does Commerzbank offer an API sandbox?
Yes. The sandbox is self-service, so you can sign up and start calling it without a commercial agreement in place.
Which open banking standard does the Commerzbank API use?
Berlin Group NextGenPSD2: the most widely used European open-banking API standard. Two banks on the same standard can still differ in the details, so read the bank's own documentation before you build.
How do you authenticate with the Commerzbank API?
OAuth 2.0, with several SCA flows for the customer consent step. Production access to the regulated endpoints also means registering as a licensed third-party provider with the bank.
Does Commerzbank offer premium APIs beyond PSD2?
Yes. We have recorded 8 premium categories on Commerzbank: real-time balances, statement reporting, bulk payments, instant payments, cross-border & high-value, payment tracking, investments & custody and confirmation of payee. These sit above the regulated PSD2 baseline and are the ones corporate treasury teams tend to care about.
Which countries does the Commerzbank API cover?
Germany.
Is the Commerzbank API free to use?
Banks generally do not charge licensed third-party providers for the regulated open banking endpoints, which is the point of the mandate. Premium APIs above that baseline are commercial products priced by the bank. BankSnipe does not track pricing, so confirm it with the bank.
How mature is the Commerzbank API?
BankSnipe scores it 4 out of 5 (Established). The score counts how many of the four product signals are live: AIS, PIS, CBPII and premium APIs beyond the regulated PSD2 baseline.