DZ Bank API
🇩🇪 Germany
Independent reference page. BankSnipe is not DZ Bank and is not affiliated with or endorsed by it. We don't collect logins, passwords or account details. The URLs below are listed as plain text (not clickable) — copy and paste them into your browser to reach DZ Bank's official domains.
DZ Bank exposes an open banking API built on the Berlin Group NextGenPSD2 standard, covering account information (AIS), payment initiation (PIS) and confirmation of funds (CBPII). We have not recorded any premium APIs beyond the regulated PSD2 baseline.
Access uses OAuth 2.0 over a REST interface. A sandbox is available, though access is not self-service.
The API serves Germany. BankSnipe rates DZ Bank's API maturity 4/5 (Established), last reviewed 10 Jun 2026.
Overview
- API standard
- Berlin Group NextGenPSD2
- API style
- REST
- Authentication
- OAuth 2.0
- Sandbox
- Available
- Last reviewed
- 10 Jun 2026 · 2 months ago
Products
Maturity signals
- Account info (AIS)
- Payment initiation (PIS)
- Confirmation of funds (CBPII)
- Premium / beyond-PSD2 APIs
Links
- Website
- https://www.dzbank.de
- Developer portal
- https://corporates.dzbank.com/content/firmenkunden/en/homepage/dzbanking/Third-party-interface.html
Notes
DZ Bank's Berlin Group XS2A interface is technically operated by Atruvia (the cooperative banks' IT provider); no registration beyond a valid eIDAS TPP certificate is required. Covers AIS, PIS and Confirmation of Funds.
DZ Bank API: frequently asked questions
Does DZ Bank have a public API?
Yes. DZ Bank publishes regulated PSD2 open banking APIs covering account information (AIS), payment initiation (PIS) and confirmation of funds (CBPII). Registration and documentation live on its developer portal at https://corporates.dzbank.com/content/firmenkunden/en/homepage/dzbanking/Third-party-interface.html.
Does DZ Bank offer an API sandbox?
Yes. Sandbox access is available but not self-service, so you go through the bank to get in.
Which open banking standard does the DZ Bank API use?
Berlin Group NextGenPSD2: the most widely used European open-banking API standard. Two banks on the same standard can still differ in the details, so read the bank's own documentation before you build.
How do you authenticate with the DZ Bank API?
OAuth 2.0. Production access to the regulated endpoints also means registering as a licensed third-party provider with the bank.
Does DZ Bank offer premium APIs beyond PSD2?
Not that we have recorded. DZ Bank's listing covers the regulated PSD2 baseline only.
Which countries does the DZ Bank API cover?
Germany.
Is the DZ Bank API free to use?
Banks generally do not charge licensed third-party providers for the regulated open banking endpoints, which is the point of the mandate. Premium APIs above that baseline are commercial products priced by the bank. BankSnipe does not track pricing, so confirm it with the bank.
How mature is the DZ Bank API?
BankSnipe scores it 4 out of 5 (Established). The score counts how many of the four product signals are live: AIS, PIS, CBPII and premium APIs beyond the regulated PSD2 baseline.