Sparkassen-Finanzgruppe API
🇩🇪 Germany
Independent reference page. BankSnipe is not Sparkassen-Finanzgruppe and is not affiliated with or endorsed by it. We don't collect logins, passwords or account details. The URLs below are listed as plain text (not clickable) — copy and paste them into your browser to reach Sparkassen-Finanzgruppe's official domains.
Sparkassen-Finanzgruppe exposes an open banking API built on the Berlin Group NextGenPSD2 standard, covering account information (AIS) and payment initiation (PIS). We have not recorded any premium APIs beyond the regulated PSD2 baseline.
Access uses OAuth 2.0 with redirect SCA, over a REST interface. A sandbox is available, though access is not self-service.
The API serves Germany. BankSnipe rates Sparkassen-Finanzgruppe's API maturity 3/5 (Developing), last reviewed 10 Jun 2026.
Overview
- API standard
- Berlin Group NextGenPSD2
- API style
- REST
- Authentication
- OAuth 2.0 · SCA: redirect
- Sandbox
- Available
- Last reviewed
- 10 Jun 2026 · 2 months ago
Products
Maturity signals
- Account info (AIS)
- Payment initiation (PIS)
- Confirmation of funds (CBPII)
- Premium / beyond-PSD2 APIs
Links
- Website
- https://www.sparkasse.de
- Developer portal
- https://dev.sparkassen-hub.com/de/api/xs2a/
Notes
The shared XS2A interface for ~380 German savings banks and Landesbanken, operated by Finanz Informatik on the Berlin Group standard. Confirmation of Funds is not documented on the portal.
Sparkassen-Finanzgruppe API: frequently asked questions
Does Sparkassen-Finanzgruppe have a public API?
Yes. Sparkassen-Finanzgruppe publishes regulated PSD2 open banking APIs covering account information (AIS) and payment initiation (PIS). Registration and documentation live on its developer portal at https://dev.sparkassen-hub.com/de/api/xs2a/.
Does Sparkassen-Finanzgruppe offer an API sandbox?
Yes. Sandbox access is available but not self-service, so you go through the bank to get in.
Which open banking standard does the Sparkassen-Finanzgruppe API use?
Berlin Group NextGenPSD2: the most widely used European open-banking API standard. Two banks on the same standard can still differ in the details, so read the bank's own documentation before you build.
How do you authenticate with the Sparkassen-Finanzgruppe API?
OAuth 2.0, with redirect SCA for the customer consent step. Production access to the regulated endpoints also means registering as a licensed third-party provider with the bank.
Does Sparkassen-Finanzgruppe offer premium APIs beyond PSD2?
Not that we have recorded. Sparkassen-Finanzgruppe's listing covers the regulated PSD2 baseline only.
Which countries does the Sparkassen-Finanzgruppe API cover?
Germany.
Is the Sparkassen-Finanzgruppe API free to use?
Banks generally do not charge licensed third-party providers for the regulated open banking endpoints, which is the point of the mandate. Premium APIs above that baseline are commercial products priced by the bank. BankSnipe does not track pricing, so confirm it with the bank.
How mature is the Sparkassen-Finanzgruppe API?
BankSnipe scores it 3 out of 5 (Developing). The score counts how many of the four product signals are live: AIS, PIS, CBPII and premium APIs beyond the regulated PSD2 baseline.